Roles of Risk Management Functions - Free Essay Example

Sample details Pages: 5 Words: 1534 Downloads: 4 Date added: 2017/06/26 Category Management Essay Type Research paper Did you like this example? ROLES OF RISK MANAGEMENT FUNCTIONS IN BUSINESS ORGANISATION TABLE OF CONTENTS Title Page Introduction 4 1. Purpose of risk management 5 a. Types of risk 6 b. Certain steps to overcome risk 7 2. Benefits of risk management 8 3. Risk management components 9-10 Bibliography11 INTRODUCTION Risk management means certain set of rules and regulation and procedures which helps and organization to overcome the unexpected danger or risk to the organization and the rules will help the entity to respond the threat in an appropriate manner so that the risk will dissipate. THE TASK Don’t waste time! Our writers will create an original "Roles of Risk Management Functions" essay for you Create order Examine and discuss each step below which forms part of the risk management process followed within an enterprise. Explain the reasons behind each step, what each step achieves for the enterprise and give examples. Determine the objectives of the organisation à ¢Ã¢â€š ¬Ã¢â‚¬Å" throughout the world every entity has only one target or aim and that is PROFIT. So, to achieve and gain the profit every organization has developed and formed certain sets of goals and objectives. These kinds of goals and objectives will keep the business on the floating boat of success. We can use number of different methods and approaches to define corporate goals and objectives, using formal and informal procedures. Doing this can provide the organization with a definition of its goals and objectives that represent its current thinking. These goals and objectives can then be integrated into the decision-making process so that decisions made with the decision model are structured to impact all levels of the organization and are quantifiable and defensible. Following are the aspect which can help to pre-set of goals and objectives: Improve contract performance. Minimize operating costs. Improve customer management. Minimize production costs. Maximize customer service. Minimize shipping costs. Advanced information technology. Increase sales. Improve profitability. Identify exposures to loss à ¢Ã¢â€š ¬Ã¢â‚¬Å" this means that how to identify the reason of loss and what are ways of loss. So, in order to identify it there are several ways to from which the most common and widely used ways are as follows: Company should need to analyse the past losses that was occurred and should also know the reasons. Must analyse the reports and data to observe the minor damages that was not included in the loss claim reports, to improve the loss exposure in the future. Entity must conduct a survey of each and every department or operating units to observe where potential loss can occur and these surveys must be done professionally. Once the survey has been completed, each risk can be ranked Low, Medium or High and appropriate strategies can be used to address each one. Follow is the risk assessment chart: High Frequency Low Frequency High Severity High Risk High Medium Risk Low Severity Medium Risk Low Risk By the inspection of working site can also be used to measure the loss of exposure e.g. manufacturing departments, transportation facility, natural hazards, isolated/remote location, high crime area, etc. Furthermore, these inspection can be conduct professionally. Measure those same exposures While many loss exposures can be prevented with careful planning and quality production, some loss exposures cannot be avoided. The company must manage its risks in order to control the businessà ¢Ã¢â€š ¬Ã¢â€ž ¢ loss exposure. To manage the risk, the business can implement various strategies to provide protection, including monitoring the quality of its products, seeking professional advice from banking and investment professionals, as well as placing insurance on various areas of the business. Select alternatives à ¢Ã¢â€š ¬Ã¢â‚¬Å" There are several risk management alternative to manage the risk and helps to reduce the loss of exposures. Managing staff effectively in extension programmes is a skill that requires constant planning and development. It is the only manage of an entity who can lead to the variety of interpersonal relation and with the collection of vast data a manager can also develop strategies, make decisions and implement the action in proper way. Bond with and through others to achieve organizational goals and objectives are concerned with max. Furthermore the stakeholders can use the best techniques to overcome the loss of exposures. Implement a solution Implementation is the climax of all work in solving a problem and requires careful attention to detail. There are three basic stages involved: Planning and preparing to implement the solution. Implementing and monitoring the action. Reviewing and analysing the success of the action. Monitor and review the outcomes à ¢Ã¢â€š ¬Ã¢â‚¬Å" the monitor and review the outcomes is the on-going process in the organization which helps to identify several things which are as follow: Controls are implemented and they working fine. An injury or incident occurs. Data should be analysed to measure the problems. Review the components of the outcome (outputs and other activities) and ensure that outputs to be produced are sufficient to bring about the outcome and sustain the benefits. Ensure that the results plan for outcome indicators, targets, risks and assumptions are valid, adequate and managed. Examine and discuss a risk management frameworks standards model. Discuss the principles behind the model, the drivers and components involved in the process. Risk is an event or activity that may have an impact on the credit unionà ¢Ã¢â€š ¬Ã¢â€ž ¢s ability to effectively execute its strategies and achieve its objectives or which may cause a significant opportunity to be missed. The risk management framework introduced a disciplined and structured process that unite information security and risk management activities into the system development life cycle. Below is the illustrated figure of Risk management framework: Categorise à ¢Ã¢â€š ¬Ã¢â‚¬Å" the information system and the information processed, stored, and transmitted by that system based on an impact analysis. Select an initial set of baseline security controls for the information system based on an organizational assessment of risk and local conditions. Implement à ¢Ã¢â€š ¬Ã¢â‚¬Å" after selecting the appropriate techniques for controlling the risk must be implementing. Assess à ¢Ã¢â€š ¬Ã¢â‚¬Å" assess the security control system by using appropriate procedures to determine that implement objectives are working fine and producing the desire outcome. Authorize à ¢Ã¢â€š ¬Ã¢â‚¬Å" the risk to organization must be determined by the authorize information system. Monitor à ¢Ã¢â€š ¬Ã¢â‚¬Å" most important part of the risk management framework is to monitor, means to monitor all the department, function and equipment are working fine in the operational system. Examine and discuss each step below which forms part of the risk assessment process followed within an enterprise. Explain the reasons behind each step, what each step achieves for the enterprise and give examples. Identification of relevant business objectives Identification of objectives is the first step for any organisation as each business has some objectives and goals to accomplish and have some strategies to achieve those goals. Relevant business objectives can be in financial terms. That means the objective is expressed in terms of financial outcome that is to be achieved which include the following: Desired sales and profit levels. Rates of growth. Amount of cash generated. Value of the business or dividends paid to shareholders. Moreover, a popular way to look at objectives is to see them as part of hierarchy of forwardà ¢Ã¢â€š ¬Ã¢â‚¬Å"looking terms which help set and shape the strategy of a business. That hierarchy can be summarised as follows: Mission: Mission is the overall purpose of the business. Vision: The overall aspiration of the business. Aims or goals: General statements of what business intend to achieve. Objective: More precise and detailed statements of the aims/goals. Identifying events that could affect the achievement of objectives à ¢Ã¢â€š ¬Ã¢â‚¬Å" every organization has developed certain set of goals and objectives to overcome the events which can put the business in danger. Identification, analysis and evaluation of these threats and vulnerabilities are the only way to understand and measure the impact of the risk involved and hence to decide on the appropriate measures and controls to manage them. The events can be identify in different departments of the organization which are as follows: Economic events Financial market Unemployment Competition Natural environment Financial Viability Quality of execution Service level agreement Political Government / policy changes Laws and regulations Process Capacity Design Execution Suppliers Assessing the inherent likelihood and impact of risks A lot of our customers ask for advice on whether they should assess risks by Inherent Risk, Residual Risk or both. While our software supports the ranking and assessment of both, the value of assessing Inherent Risk is limited. Inherent Impact The impact that the event would have on the organization if it occurred and there were no controls in place. Inherent Likelihood The likelihood of the event occurring if there were no controls in place. Assessing residual likelihood and impact of risks à ¢Ã¢â€š ¬Ã¢â‚¬Å" Residual Impact The impact that the event would have on the organization if it occurred with the current control environment. (This includes Insurance, preventive and detective controls and other risk treatments) Residual Likelihood The likelihood of the event occurring in the current control environment. (This includes Insurance, preventive and detective controls and other risk treatments) BIBLIOGRAPHY Wikipedia. Enterprise Risks Management: Retrieved April 18, 2014 from https://en.wikipedia.org/wiki/Enterprise_risk_management Wikipedia. Risk Management: Retrieved April 18, 2014 from https://en.wikipedia.org/wiki/Risk_management Slideshare. Purpose and goals of Risk management: Retrieved April 19, 2014 from https://www.slideshare.net/Msfent1/the-purpose-and-goals-of-risk-management-4159859 CliftonLasonAllen. Benefits of risk management: Retrieved April 18, 2014 from https://www.cliftonlarsonallen.com/Risk-Management/Five-Benefits-Enterprise-Risk-Management-ERM.aspx

Movie Review Wit ( 2001 ) - 1074 Words

Espejo, Roussel Anne A. 3NUR3 Movie Review: Wit (2001) The film Wit is about an English professor named Vivian Bearing who was diagnosed of stage IV ovarian cancer. Having been diagnosed with these type of terminal cancer, she felt fearful and as she battles with it, she discovered the difficulties facing her impending death. As nurses, we will encounter such situations wherein we come across those patients who have been terminally ill and as nurses we need to guarantee that we can promote life and protect our patient’s interest. There will come a time when we might face some ethical dilemmas regarding our care for our patients that makes it difficult for us to morally decide on which action to take. But as nurses, we follow professional guidelines which help us in deciding which action is morally right and to ensure that the patients are given the treatment and treated the way that they morally and ethically deserve. In the film, after being diagnosed with terminal cancer, Vivian became a part of an aggressive experimental chemotherapy with eight months of full dose treatment. As the story goes there are ethical dilemmas that arises in her situation which is relevant to the ethical principles of the health care profession with regards to the experimental medical research and nurses serves as a patients advocate in ensuring appropriate treatment measures are being considered that will minimize the suffering and protect the health and well-being of the patient. The filmShow MoreRelatedEssay On Screwball Comedy1034 Words   |  5 Pagesthose of future generations. Through the book, Milberg uses primary sources, utilizing examples from a multitude of 1930s and 1940s screwball comedy films. She also takes the analyses of secondary sources, including other film history books, film reviews, and peer reviewed articles on the topic. 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In the first section, Chapters 1-2, you will find the introduction to the topic and the research that will be presented in this book. In the second section, Chapters 3-9, the results from a desktop study based on an in-depth review of academic articles relevant to upstream CSR is presented. The ambition here is to provide the reader with a comprehensive and structured overview of the existing body of accumulated academic knowledge within this field. The third section, ChaptersRead MoreAlice Malsenior6001 Words   |  25 Pagesbut were on a global social and political scale (Bates, Alice Walker: A Critical Companion). After the publication of The Color Purple in 1982, Alice Walker would become a huge name virtually everywhere. The Color Purple would be turned into a movie and a Broadway play (Smith, Jessie). There was a great deal of controversy over the book because the black culture was shown as patriarchal and whites were shown as sexist and racist. 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Chilis History free essay sample

Chilis first location, a converted postal station on Greenville Avenue in Dallas, Texas, opened in 1975. Lavines concept was to create an informal, full-service dining restaurant with a menu featuring different types of hamburgers offered at an affordable price. The brand proved successful, and by the early 1980s there were 28 Chilis locations in the region, all featuring similar Southwest decor. In 1983, Lavine sold the company to restaurant executive Norman E. Brinker, formerly of the Pillsbury restaurant group. Chilis now has locations in all 50 U. S. states, 30 international locations and two territories. It’s easy to see why Chili’s has become such a firm favourite among Dubai’s families. First, there’s the wall-to-wall decor of exposed brick, vintage Americana (think mid-’80s posters promoting provincial chilli ‘cook-offs’) and fake greenery. The result is too thick, too clumsy, to persuade the wayward Texan that he has found his way home, but does make for a riot of colour and interest to help keep little ones amused. We will write a custom essay sample on Chilis History or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Secondly, the veritable army of Chili’s serving staff will happily create an astonishing spectacle of noise and cheer when you opt to hold a birthday here. And finally, there’s the indulgent menu of massive portions. Even the starters are almost impossible to finish: nachos are smeared liberally with hot and cheesy chilli; the signature Old Timer burger boasts enough dollops of relish on the thick meaty patty that the bun is likely to disintegrate; and sizzling platters of fajitas produce thick clouds of salty smoke guaranteed to get hungry mouths slavering, provided you don’t choke on the heady vapours first. Assuming you don’t try to finish each portion, you might even have room to tackle the oozing mass of molten chocolate cake and vanilla ice cream. Of course, there are two sides to every story, and for many diners the blatant Americana will prove claustrophobic, the menu (aside from a few surprisingly tasty Guiltless Grill options) just too calorific, and the average of five greetings per visit unnecessary, bordering on the intrusive. Nonetheless, Chili’s is consistently heaving, and dotted among those families are many workers who have come direct from a long day at the office. It’s not just little kids in Dubai who appreciate piles of greasy comfort food – Chili’s lacks refinement, but serves this up in great quantities.

The Future of Customer Experience free essay sample

Frowareness, discovery, attraction, interaction, purchase, use, cultivation and advocacy. It can also be used to mean an individual experience over one transaction; the distinction is usually clear in context. Analysts and commentators who write about customer experience (CX) and  customer relationship management  have increasingly recognized the importance of managing the customers experience. Customers receive some kind of experience, ranging from positive to negative, during the course of buying  goods  and  services. BlackBerry takes a look into the future of customer experience. This video depicts what the future of retailing could look like in the near future. A young woman uses mobile technology to identify, search and buy an outfit for a wedding and to interact with retailers in the online and physical worlds. This video also details how retailers can use mobile technology in the future to collaborate, and respond faster to trends and customer demand. This video shows how businesses could use integrated social networking to better serve customers and to improve employee collaboration and engagement. A fictional utilities company uses social networking to track, respond and improve their customer experience and service levels whilst increasing staff productivity. In this video, existing technologies have been  re-imagined  with smarter devices and better experiences. It showcases device integration, sharing and social networking, e-commerce, retail management systems, GPS tracking, mobile payment systems and augmented reality. BlackBerry takes a look at the impact mobile technology could have in the future of customer service. Analysis of the case The Future of Customer Experience? Its Getting Personal No matter what business, a growing percentage of customers are nearly always connected, with instant access to more advanced tools and detailed information than many enterprises had just a few years ago. These smart, digitally empowered consumers and businesses have the power to behave in a far smarter and better-informed manner than ever before. This power has also radically changed customer expectations, driving demand for better, more innovative, and personalized products, services, and experiences. This should come as no surprise to any executive. Given a choice, each of us (as well as our customers) prefers experiences tailored to our unique wants and needs. Firms that are best able to do so have significant competitive advantage over those that cannot. Though the promise–and power–of personalization has been at the forefront of marketing theory for some time, its widespread application to customer experience is only just beginning. Today, disruptive digital innovation is changing the ways companies serve their customers, as well as the ways these customers expect to be treated. Personalization is the Foundation Of Innovative Customer Experience. In the age of smart customers, personalization is the future of experience. Mass production and consumption of news, entertainment, products, and services have already lost the battle, giving way to personalization and customization. Apps such as  Zite  and  Flipboard  allow each of us to totally personalize the ways we consume news. Amazon has personalized the ways we shop, and Netflix and Hulu how we watch movies, TV, and other media programming. Pandora serves up increasingly personalized musical streams based on a listener’s taste (â€Å"thumbs up; thumbs down†), continuously learning about users’ musical preferences based on real-time customer feedback. There are hundreds of examples, with more coming every day. The point is these increasing levels of digitally driven personalization allow customers to choose what they consume, from whom, and how they interact with and consume it. These digital experiences are training smart customers to expect everything, from every company–product, services, experiences, and more–to be customized in a similar manner. When it comes to innovative customer experience, this all leads to one word: personalization. ‘One Size Fits All’ Simply Doesn’t Fly Anymore. And It Doesn’t Have To. No company can afford to or needs to deliver a fully customized â€Å"ideal experience† to each individual customer across the range of digital, human, and static touchpoints and interactions. The fact is, some customers are simply worth more than others, and it takes a great deal of intelligence for companies to figure out what the â€Å"right† experiences are for any given group of customers, much less how to personalize them. The good news is, â€Å"smart touchpoints† and the data they can produce, combined with the ability to analyze the digital breadcrumbs and data that surrounds almost every customer, means that any firm of any size has the tools for intelligent personalization at hand. Starting with what can be the biggest step, a firm needs to be willing to adjust its offerings to the needs of individual customers based on an understanding of what those individual customers (or the smallest possible groups they represent) want, and how that’s different from others. The more effectively a company uses customer information to understand and acknowledge both the differences and similarities, the easier it will be to provide benefits uniquely suited to those customers. In ways never before possible, you can approach them with truly personalized, highly customized offers, through relevant channels, in ways that drive stronger, more profitable relationships, better serving your customers by giving them exactly what they want, when they want it. Result: Customer experiences that are not only highly differentiated, but that cannot be easily duplicated by others. It is infact the hardest thing for competitors to copy. For many companies, it isn’t obvious to executives how or why they should provide meaningful personalization. Their customers have been satisfied with the existing product lineup. Their products may be commodities, or perhaps their firms are in a regulated utility. While the desire to create a â€Å"differentiated customer experience† is high on the list of objectives when it comes to customer experience strategy, they do not yet grasp that the most effective customer experiences are those tailored in a significant manner to meet the needs of that particular customer. They simply dont realize how fast customer expectations are changing, and what this means to the design of forward-looking customer experience strategies today. Companies that do realize this–and take action as a result–will create truly differentiated, category-leading experiences that make interacting with them so relevant, so much more convenient, and so perfectly suited to customers’ wants and needs that they won’t even  consider switching to a competitor. Points to consider while designing a customer experience The world has changed and the balance of power has shifted to the customers. The speed with which consumers have shifted to all things  digital/social/mobile  has taken many companies by surprise. â€Å"It’s like skating to a ping-pong ball 1. PERSONALIZATION AND CONTEXT With consumers adopting evermore numerous channels and devices to access information and interact with brands, businesses are scrambling to figure out how to deliver a more unified customer experience. In the wake of this, two new mantras are on the lips of every marketer: personalization and context. As a larger number of users become more familiar with social/mobile technologies, they’ll likely use them in more complex ways: sophistication breeds heightened expectation. Consumers will favor brands that provide context and relevance to their daily lives. Businesses can accomplish this by  producing quality content  that is not only relevant to their brand’s target audience, but promoted (and optimized) over multiple channels such as web, mobile and social, and accessible to them on demand. For many, this presents a daunting challenge that will likely put a strain on existing resources. If this is the case for a brand, they may want to consider outsourcing to an  inbound marketing services agency  that specializes on all aspects of digital marketing. Key Inferences * An explosion of customer touchpoints is at hand. Digital customer experience today is defined primarily by websites, with mobile applications on smartphones not far behind, and the future will include as many as 10 additional customer touchpoints. Deciding which channels to incorporate into your strategy is crucial to defining your organization’s future in digital customer experience. A unified experience requires the right people, process, and technology foundations. Customers love their devices but also want consistency across the devices and apps they use. Unified experiences that cross touchpoints demand improved yet common designs, common content assets and application code, and delivery processes tuned for speed and harmonized skills and roles. * Investments in unified experience founda tions will pay off now. Investments in foundations for unified customer experiences will pay dividends in the short term.

A Thousand Splendid Suns free essay sample

Justice and power must be brought together so that whatever is just, may be powerful and whatever is powerful may be just† With all people, power is justified throughout all aspects of life. More importantly, the rare nature of power of women makes that even more incredible. As many nations over the course of history, and even in today’s time, show, women have never been given the honour of holding power. With of course, the exception of such women as Cleopatra and Donna Marina. However, with all power comes, as many Hollywood movies and TV shows state, â€Å"with responsibility† and many can be swayed to join the side of corruption, greed and wealth, exploiting their power to make as much profit as possible. Khaled Hosseini’s tragic text, A Thousand Splendid Suns, conveys all the characteristics of a powerful text, incorporating the inner strength of women contrasted with the discrimination of the same gender. We will write a custom essay sample on A Thousand Splendid Suns or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page This text is amplified by John Boyne’s novel, The Boy in the Stripped Pajamas. Throughout the entire novel, both Mariam and Laila endure a lot of obstacles and heartache purely because of their gender. Yet they continue to persevere and overcome their challenges. It is their strength and power within themselves which allows â€Å"justice and power† to be â€Å"brought together†, as the women of that nation would not have been allowed to voice their opinions, let along hold any power over authority, as the text describes the main antagonist being constricted by their husband. The dialogue â€Å"A man’s heart is a wretched, wretched thing. It isn’t like a mother’s womb. It won’t bleed. It won’t stretch to make room for you† conveys fear, and powerlessness. The persona does not feel any power, but feels isolation instead. This demonstrates women’s place in many nations in the poorer parts of the world. However, later the text states that â€Å"Laila has moved on†. This quote highlights the persona empowering herself. She has moved on from her abusive husband and now â€Å"whatever is powerful may be just†, aligning the quote with the persona.

buy custom Child Language essay

buy custom Child Language essay I agree that the play is a work of children. The characters in the play are acting in the capacity of young children. They are attempting to bring out the scenario in the real world of children. The evidence of the play is brought out in the statement that the play cannot be convincing or interesting as the children. It took the characters a great deal of practice to do what was, well, childs play in the nursery (Paley, 2005). Address language, conversation, and stories and their role in play, according to Paley The language use in the play is child language. It is less sensible as it picks on anything randomly and gives a narration which has no direction in itself. The language uses sound devises such as Ahzz! Water, water! Gulp, gulp, gulp, come on, drink it! The language is the child version way of communication. Similarly, the conversation lacks the connection to be one contribution discussion. Every child does her things independently but talking to each other simultaneously at the same time. Each child in the play is pursuing a fantasy but seem to be aware of the other cild contribution in the play (Layne, 2007). Select one anecdote from the book, and discuss why it holds meaning for you in the context of the concept of play One anecdote from the book I select is the victory story of Vijay. It is an interesting one because of its tragedy and the victory. The plane crash into OHare, and into the Westin tall building. The plane was fixed by the mechanics and people were fixed by the doctors. The building was not fixed because it was on fire. The victory repeats when the people go home in her story (Cooper, 2009). Compare two children mentioned in the book, and discuss how their situation represents the concept of the importance of the play The two children mentions in the play are Kostos and Vijay. The Vijay story is about a plane that crash into an OHare, and into the Westin tall building. In his story, the tragedy was the plane crashing into the building (Bjorklund, Blasi, 2011). The plane was damage, the building burns and the people were injured. There was a victory on his story. There were ffixers who help to fix the damages. The fixers are mechanics, doctors and firemen (Rodney, 2009). Address the view of the concept of fantacy and imagination, as presented by by paley, with supporting details The concept of fantasy is brought out in the story of Kostos and Vijay. The plane crashing into an OHare, and into the Westin tall building was deadly tragedy and the narrator cannot be talking about the fixing, that could happen in the real set up. It is a fantasy that there were survivors who they were treated and discharge to go home (O'Loughlin, 2009). Describe the concept, example, or situation in this book which was most meaningful to you The concept which is meaningful to me in the book is the story of Vijay tragedy and victory story. The plane that crash into an OHare, and into the Westin tall building (Bjorklund, 2011). The plane was damage, the building burns and the people were injured. There was a victory on her story. There were fixers who help to fix the damages. The fixers are mechanics, doctors and firemen (Staples, Cochran, 2008). Buy custom Child Language essay

Is Technology an Addiction or an Essential Device in Our Everyday Research Paper

Is Technology an Addiction or an Essential Device in Our Everyday Lives - Research Paper Example Is Technology an Addiction or an Essential Device in Our Everyday Lives? The intent of this brief analysis will be to understand whether or not the way in which humanity currently interacts with technology is on the whole helpful or harmful – or whether it exhibits key aspects of what can be understood to be an unhealthful and addictive relationship of dependence. Firstly, it does not take a great deal of analytical or scientific discovery to realize that the way in which technology has reshaped and classified our world is without question. Moreover, a sociological increase into the way in which technology has shifted interpersonal dynamics, relationships, and communication has been conducted by a variety of researchers and convincingly pointed to the fact that the current era of texting, instant messaging, Facebook et al has significantly decreased the amount of time that individuals spend in face-to-face communication and has moved society convincingly towards something of a more introverted nature. Although introversion in and of itself is not n ecessarily a poor character trait, it must be noted that the overuse and reliance upon these technological tools which have already been discussed has created a dynamic by which formerly extroverted individuals are merely introverted and carrying out a great deal of interpersonal communication that one might otherwise carry out face-to-face via the Internet or other technologically enabled means (Bosetti, 2010). However, communication is not the only thing that suffers from an overdependence upon technology. As will be discussed next, memory recall and the perennial knowledge that any and all information can be readily retrieved has created a situation in which memory and the ability to recall tidbits of information are placed at a much lower premium than they might have been in an era in which the likes of Google or other prominent technological means by which data can be retrieved had existed. Again, it does not take a great deal of imagination to envision an era in which it was n ecessary for the schoolchild, or even societal shareholder, to be nominally familiar and remember such information as capitals of states, a rough understanding and appreciation for the order and number of presidents, how many chromosomes exists in human DNA, who the first woman in space was, for the year in which the state of Israel was created (Schimmenti & Caretti, 2010). As can be seen, there is something to be said for the amount of memory recall that individual can possess and leverage as a means of readily interjecting key understandings and tidbits of fact, data, and history into conversations and pertinent situations. However, with an overdependence upon technology has, situation in which individuals have placed this premium of memory and recall far down on the list of priorities; choosing instead to merely â€Å"Google that† or â€Å"look that up† (Ozcinar, 2011). It should be noted that there is nothing wrong with an individual relying upon technology as a me ans of achieving relevant levels of data or facts that they might not otherwise be familiar; yet, what has transpired is a situation in which data and factual recollection have so far decreased in value that the likes of Google and the other technological giants that exist within the current paradigm have come to supersede this basic and in innate human capacity

Critical response Essay Example | Topics and Well Written Essays - 250 words

Critical response - Essay Example As it was the fate of Jordan (and of many other women), they are pushed to the wall because they seem to live with people that do not appreciate them (June 361). Really, in some cases, some women even become the breadwinners in their home. They are given so much responsibility and much is expected from them, but they are never really appreciated. While reading it, one would easily notice Jordan’s unique manner of narration—the way she transposes between the past and the present. One is inevitably led to believe that the connection between her past and present is undeniable. Of course, the experiences she narrates are not just her but also those of marginalised women all over the world, not just Africans and those that have African root. Thus, June Jordan’s essay effective serves one of the purposes of literature which to creatively represent the (unvoiced) ideal and â€Å"unideals† of people. It must be noted that June Jordan is not the first person to write on these issues. One other person that has written on it is Alice Walker (Walker 7). Like Jordan, many of what one reads in Walker’s works is not just her but about many others like her. So, â€Å"Many Rivers to Cross† by June Jordan deserves lots of commendation but no one should ever make the mistake of thinking it is just the story of African or Africa-American

How change in oil prices affect the stock market of GCC prices Assignment

How change in oil prices affect the stock market of GCC prices - Assignment Example The abrupt fall in oil prices has a varied effect on the world economies. Most of the oil producers will face economic recessions, and the value of their currencies will depreciate, owing the reduction in the purchasing power. Major oil producers will lose their funds, owing to the abrupt decrease in value of oil. However, the US and other oil consumers have no major worries, and the drop in the prices of oil proves to be a positive movement for betterment of the economy (Mirhaydari, 2014). The history of oil prices encompasses varied changes though this may appear as the major decrease in the 21st century. Before the industrialization and increased dependence on oil, prices were low. However, the increased demand for oil resulted in an increasing value of the crude oil. It has remained this way for a long time until now. Much of the world still depends on oil, though major economies, such as China, USA, and Europe as a continent, have minimized their consumption, narrowing the market (Stefanova, 2014). The price fall may be attributed to this demand change. The stock markets of GCC will be adversely affected by the decrease in the oil prices worldwide. The reduction in the GDP of these nations will amount to decreased spending, and thus there will be a reduction in the demand for shares and stocks, minimizing the trade occurrence. A stock market crash may be possible since there will be significant effects on the countries’ economies. The prices of stocks will fall, because of the prevalent low oil prices. Oil is the largest export in these countries, and thus a reduction in the money in circulation, which limits consumer spending, resulting to poor performing stock markets (Morris, 2015). Oil prices are at their lowest state in the 21st century, resulting in varied effects on the economies of different countries. The US, Europe, and China are some of the

Human Resource Management: Case Study of Argos

Human Resource Management: Case Study of Argos The utilization of people within an organisation called human resource for that organisation. And when the management of the organisations discuss the function that focus on recruitment, performance management and providing direction for the people called human resource management. Importance: Human resource management is a practice for dealing with the nature of employment relationship of the decisions, actions and issues that related to the organisation. Also human resource management is a legal practice between the organisation and the employee. The most important site of the human resource management discuss are given below: The use of planning The design and management of personal system for employee policy and man power strategy. Human resource management activities and policies to business strategy. Seeing the people of the organisation as a strategic resource for achieving competitive advantage. Apply the government policies in business term. Discretion and Business Ethics. Focus on employees and management. Make an employee trust under management policies. Make a safe and fairness environment for employees. Improve the employee under HR function. Work with team performance. 1.2. Purpose of Human Resource Management activities in Argos ltd: BACKGROUND: Argos is a unique multichannel catalogue retailer recognised for choice, value and convenience. Who also has known as largest general goods retailer with over 1000 stores throughout the UK and Republic of Ireland. FOUNDER: The Company founded by Richard Tompkins in July 1973. MISSION STATEMENT: Argos mission statement is we provide our customers with the best value for money through the most convenient shopping experience. OBJECTIVE: Argos is selling large scale of small electronics and toys. They are also sale large amount of household goods and jewellery. Human resource exists in any size of organisation and human resource management is very much important for profitable and non profitable sector of an organisations. The purpose of human resource management is describing below under analysing the Argos human resource management analysis: Recruitment the best employees For employees payroll system Employees training and development purpose Identify the organisational legal policy and regulation For ensuring the best work environment that safe and fair for everyone For the time management For the personal cost planning Improve the management skills Make good labour relations. 1.2. The contribution of strategic human resource management for achieving the objectives of Argos: Human resource management help to develop the organisational important sectors by planning, staffing, direction, controlling and organising to achieve the organisational objectives. Human resource management of Argos ltd is carrying an effective impact for achieving the objectives as a well known multinational company. The human resource management of Argos exist in different sectors of business, are explaining below: (a) Staffing: there are two functions in the staffing that mostly use in the Argos strategy Human resource planning: In this section human resource management first do the job analysis and make a clear vision about the job and position description, then evaluate job requirement for the for the followers. Recruitment and select the employees: Human resource management make a selection process, identify the talent, select the talent and motivate them for the role of the organisations. (b) Training: In this stage human resource management identify the assessment that need to improve and find out a way of processing with using some effective methods of analysis like competency mapping and gap analysis for the training process. (c) Development: Human resource management identify the potential assessment based on the training process. Then make a development process for the potential assessment that already receives. (d) Career planning: On the base of the development processes human resource management help to make a career planning by using talent management, which help to make an effective career path management. (e) Motivation: In this process human resource management make an appropriate appraisal system to motivate the followers, where followers get the knowledge about benefits, compensations and rewards. (f) Maintenance: Human resource management carrying a significant role in this sector, where human resource management handling some part of human resource are describing bellow: Communication: Human resource management use the appropriate way to make a communication between management and followers, directly and indirectly. Human resource management also work for customers, societies, government etc, thats why human resource management maintaining two way communication. Health and safety: human resource management make an effective design and implementing of health schemes with creating awareness and system for safe working environment. Relations of follower: Human resource management make a strong relationship to follow the policies and procedures with establishing fairness. Legalities: In this stage describe the legal issue of the organisation, knowledge about unions, legalities related employment, health and safety etc. Policy and regulation Training and development Payroll Recruitment Organisation and HR Legalities Cost Planning Time Management Work Environment On the basis of the Argos human resource management strategy analysis it can be said that, by using the proper knowledge of human resource management Argos carrying a good reputation that help to achieve the objectives in an effective way. 2.1. The business factors that underpin human resource planning in Tesco: Human resource planning contribute the knowledge of human resource for a business decision to provide guidelines for cost control, develop a managers planning, to develop productivity and efficiency by using maximum utilization of human resource. Tesco business factors that support human resource planning: The business factors of human resource planning are given below by the analysing the strategy of Tesco. Strategies and objectives Current business position and report of market fluctuations by doing market research. Business structure. Manpower requirements with accuracy of forecasting. Identify the talent internally and externally. Cultural development. Maintain the time of positioning with talents. Effective training and development for the resources. Human resource planning help to understand the organisational mission, objectives, goals and strategic requirements to achieve the effective target by accessing the existing human resource and their skills and contribution of workforce. Human resource planning provides the knowledge for future business planning and estimate requirement of resources and manpower. Human resource planning work for some additional or depletion demand of human resource such as make an estimate numbers of possible workers, employees transfer one unit to another, sometimes the depletion comes from resignations, dismissals, retirements, continuous illnesses, deaths etc. These part sometimes under control and sometimes there is no way to control. Human resource planning studying to find out the sources to supply manpower, make a way to recruit. Then human resource management use some selection and improvement process for an effective role in specific part of the organisation. 2.2. The human resource requirements in an organisational situation: The human resource requirements on the basis of the situation come through the personal requirements such as skills, experience, qualifications etc, where identify what skills, knowledge are requires for doing the job well. Qualification: knowledge about the specific subject by the numbering or grading from the recognised awarding organisations, which make a clear and accurate vision to identify organisational objectives for professional career. It helps to get the knowledge about confidential manner and time management. Skills: There are many kinds of skills. The personal skills that make confident for an opportunities. The skills, capabilities and attributes can come through many ways like community involvement, workshop, from the life experience, from study etc. Skills that identify the personal strengths and talents. The human resource requirement comes through two factors that are internal and external factors. For example internal factors work with labour requirement, skill requirement etc and external factors work with demand for labour, government policies etc. By analysing Tesco human resource management strategy their most current requirement explaining below: Skills requirement: identify the skills requirement and develop these requirements is very much important to an organisation for the competitive market place. The skills that require for the Tesco business improvement are given below: Organising and planning. Communication. Team work. Learning. Problem solving. Improve the knowledge of technology. Knowledge of self management. Counselling. Knowledge of planning. Government policies: The human resource strategy remains in government policy, which makes a standard system for monitoring legal issues, policies and develops the human resource plan. Employment, training, education, industrial, labour market competition etc these are under government policies. Employment: now a days globalisation has increased the competition for the employment. So in this competitive market place need some effective skills for supporting to get a job, and this is under government policy to improve the skills of countries human resource to provide training, proper education etc. Labour market competition: In the current market situation labour competition is very high for the credit crunch and globalisation. So government need to use the proper human resource planning for handling the situation, where need to create new job market and make a strong vision for profit for reducing labour market competition. 2.3. Develop human resource planning for Tesco: Human resource planning is very much needed for recruitment process, retention, employee development etc. There are some steps for the development of human resource planning is describing below: Strong knowledge about the business strategy of Tesco: Understand the key driving forces of business. For example the markets, competition, technology, distribution etc. Understand the implications of driving forces for the followers of the business. Identify the people contribution for the business performance. Develop a mission of Tesco: Good knowledge to make an appropriate way to develop a mission for future. To use the followers contribution. Conduct SWOT analysis: Identify the strengths and weaknesses by using SWOT analysis. Work for the weaknesses point considering the current skill and capability. Create an effective and proper plan by the considering present situation. Arrange the details of the human resource analysis: Knowledge about the organisational culture, people, human resource systems and the types of organisation. Improve the resource which are exists. Develop the manpower requirement systems: Create an effective way to improve the recruitment process. Provide the proper training. Employees re-skilling as an improvement scheme. Employee development for business develops. Margining and solution: Develop the managerial action and elaborate for the important steps of existing assumptions. Development for the organisation. Develop the communication. Employee rewarding systems develop. Develop the system of manpower planning. Develop the action plans and create an effective way to delivering in future. The utilization and the development of the human resource can develop a human resource plan for any organisation. 2.4. Human resource plan can contribute to meeting for the objective of Tesco: Human resource management is an approach for an organisation to personnel management that work for the employees and communicate with the employees, increase the commitment and identify the organisational objectives. Human resource planning is the body of shape, function and policies for working environment, and controlling the relationship with the employees, which are very much important for developing the Tesco strategic management process in future. Tesco grow their business strategy and made their position no 1 retailer in the market place of United Kingdom under report of (Poulter, S.2005). The report considers the human resource management as the purpose of contribution to the objective of Tesco. Tesco contribute the training programs for the employee to get the bigger picture for the business objectives. This model ensures to identify objectives of human resource management for employees training purpose, transfer the knowledge and handling the current business situations. The implement of Tesco for the human resource plan are describing below: Training employees: training methods are the key contributions and one of the effective purposes to growth the organisation and this organisational growth depend on employees. Human resource management help to provide a proper guidance for the employees to enable the good performance with efficiency. Transfer the knowledge: This technique help to adopt the globalisation economy for making strong conception to the employees. The skills or knowledge transfer with rewarding employees help to motivate them for effective growth. Situational handling: Human resource management help to point out the organisational key factors that trained and award in situational leadership for adapting the employees in an effective way. The employees would be facing different situation and gain different kinds of idea. So understand all this situations the situational leadership need to provide a proper guidance. A policy of human resource is the creation of the organisational objectives among the people that create an effective strategy for the organisation. The effective strategy provides team building activities, contribution training for the growth, and plan for the achieving targets. By using this methods Tesco has build their own strategy around the human resource management and using the contribution of employees for getting the bigger picture of Tesco. This enables to grow the current business position, where the knowledge based on human resources providing additional training and enable the creativity of unique approach for brand positioning. So study on proper human resource management in effectively business plan of Tesco achieved the no 1 position as a retail company in the United Kingdom. 3.1. The purpose of human resource management policies in Tesco: Human resource management works with business patterns, activities, partners, people etc. The human resource management purposes are Recruiting the best employees. Paying employees. Training and development. The organisational legal policy and regulation. Ensuring the best work environment. Time management Cost planning Health and safety Legalities Recruitment: human resource management help to provide job and position description, identify the talents, select the talents and motivate them in Tesco recruitment process. Paying employees: human resource management an effective way for payroll system with respecting the government policy related this sector. Training and development: human resource management identify the assessments of the improvement and process these using some effective methods. Career planning: in this stage human resource management identify a good career planning With provides all training and facilities. Health and safety: human resource management design and effective way of implementing the health schemes for the awareness of safe working environment. Policy and regulation: in this stage human resource management discuss about the legal policies and organisational regulation under terms and conditions. Work environment: human resource management ensure a fair and friendly working environment under different responsibility. Legalities: human resource management help to make a conception about legal issue, knowledge about unions, employment legalities etc. 3.2. Impact of regulatory requirement on human resource policies in Tesco: Human resource management is regulating the HR policy of requirements such as pay, equality, discrimination, contractual terms and condition, data protection, employment rights and responsibilities etc under the government law. The regulatory work of human resource management in different sections of Tesco business strategy is given below: Legal framework about pay: human resource management work for right payroll systems and monitors carefully about wedges under rules and it is in Wages Act of the payment 1936 Wages Act (minimum) 1936 Equal Remuneration Act 1976 Bonus Act of the payment 1965 Legal employment rights and responsibility: human resource management strongly work for the all legal issues and laws and carries a significant role for the human rights under the law of The Factories Act 1948 The Employees Provident Fund Act 1952 Rates of Contribution PF, Pension, Insurance Employees State Insurance Act 1948 Payment of Gratuity Act 1972 The Workmens Compensation Act 1923 The Maternity Benefit Act 1961 Discrimination: human resource management work to make sure a fair and the same level of rights for all gender of sex and cultural discrimination for an organisational structure under rules of Sex discrimination Act 1995/ 1997 Employment rights Act 1996 Impact of the regulatory on human resource management: HRM work with wide range of issue in an organisation Impact Human resource management activities on payroll system are explaining below Under the minimum wages Act 1936: Human resource management make sure the regulation of payment of wages by employer. Protect workers from irregular payment from the management. Work for the loss or damage of employee. Help to make an advances, loans, tax payable, and deduction under court order. Under the payment of wages Act 1936 Maintain the proper regulation by fixing a date of payment Under payment of bonus Act 1965 Make sure bonus and basic payment Minimum bonus 8.33% and maximum will be up to 20% Paid within eight months. Under the equal remuneration Act 1976 Make sure the equal payment for man and women Proper recruitment, promotion and no gender discrimination in payment. Skill, effort, responsibility under similar condition. 4.1. Impact of Sainsburys structure in human resource management: There are so many theories that make an effective conception about organisational structure. Weber theories: Max Weber gave an effective theories about organisational structure based on bureaucracy, power and control. Weber explained the organisational process, control and distinguished between authority and power by defining the responsibility; where he said that authority exist with legitimacy of the power by the rules. Mintzberg theories: According to professor Henry Mintzberg organisations has five main parts Operating care: Make a regulatory work directly with production of products and service Strategic apex: Identify the mission of strategic and deliver in an effective way and also control the people by using power. Middle-line managers: Work with strategic apex and operating the mission by the use of delegated formal authority. Tech no structure: An analyst who work for identifying the organisational objectives and the work relation with people. Design, change and preplanning the way of development. Provide training to the people. Support staff: This is an exist unit that support staff to provide training and operating working flow to achieve the goal. Human resource management is carrying a significant and an effective impact for any organisational structure. By analysing the above theories the organisational structure means the way of people are organised. The structure of Sainsburys strategy is culture, service, job satisfaction, customer relation, projects etc. These all sectors have a unique part of human resource management. 4.2. The impact of Sainsburys culture on the management of human resources: The culture consists to share the value of an organisation. The organisational Act with perfectly by proper using the strength of a culture. There are some theories available for the organisational culture, one of the theories known as Gods of management by Handy. Handy classify the organisations into four parts, where the culture depend on organisation structure, history, technology, environment etc. The four cultures he classifies are Power culture Role culture Task culture and People culture Power culture: Handy describe the power culture as a web, where he reflects the concentration the power of family owned business, which is strictly showing the responsibility of family members given to personalities rather than expertise to create power structure of the web. Power culture has some significant role such as decision making, create situations etc. The role culture: describe as a Greek temple, where apex of temple using for decision making and the pillars of the temple are carrying the functional units of the organisation. The role culture works with job descriptions, procedures, rules and systems of the organisation. The task culture: task culture much more dynamic than others because it involved in extensive research and development activities. This is a changeable culture depend on situation and identify the future needs. Task culture has close connection between departments, communication and integration, functions and specialities. The person culture: is characteristic of the model of management, where the individuals of the structure make a path for objectives. This is not the appropriate culture for business strategy, may be suitable for self-help group. Sainsburys culture: organisational culture field of the idea, which explaining the Sainsburys culture sectors such as experience, attitudes, personal and cultural values, psychology and beliefs of an organisation. The culture of an organisation related with the unique configuration which are describing values, beliefs, norms, behaviours and the function of the manner of groups and individuals that help to complete the job role. The concepts the organisational culture make external environment awareness with the people in the workplace. In this point the significant knowledge of the business which have particular collective and interactive needs of human capital. Human resource management help to expansion the on-going businesses to use the existing cultures and resources. Then establish the human resource function to monitoring the human capital culture. Human resource management is very much needed for the exploratory stage of the business for investigation, data gathered from semi-structure etc. 4.3. The effectiveness of human resource management is monitored in Sainsbury: Human resource management is a strategic approach for the organisational performance which involves with designing and implementing policies, practices and human capitals such as employee, collective knowledge, skills, behaviours etc for achieving the Sainsburys business objectives. Effectiveness of human resource management in technical and strategic sectors of Sainsbury: human resource management work for an effective way to approval of the organisational activities that socially constructed environments. Human resource management make an expectation for behaviour with legitimacy in the stakeholders. Human resource management identify the stakeholders activities to spread throughout the organisation. External stakeholders include government who regulate the employment practice and this is under human resource management activities. HRM works in an organisation through the stakeholders expectation such as recruitment, selection, performance, employee training, compensation, benefit and strategic development. So HRM carries the occupational specializations by reflecting the high level of knowledge in organisational programs with judging the effectiveness. HRM suggest for improvement of human capital with the competitive advantage based on organisational resources. The competitive advantage of human capital helps to improve the production process by the human resource. HRM makes an extra approach for strategic development of talent which reflecting an effective designs, empowerment, long-term competitors strengths and weaknesses for making the unique pool of human capital. 4.4. Justified recommendations to improve the effectiveness of human resource management in Sainsbury: HRM help to change the business patterns in an effective way of developing performance. Improve the effectiveness of HRM in Sainsbury come through strategy and performance development. The effective criteria of strategic patterns development are describing below: Operation by manager activities: Improve the employee attitudes. Improve the organisational culture to the employees. Improve the procedures and policies. Improve cultural related HR programs. Rewarding employees based on performance and behaviours. Stakeholders activities: Identify the business development issue applying HR strategy methods of stakeholders. Develop the leaders in new generation. Identify the new business strategy, discussing the critical HR metrics. Redesigning the structure for improving strategic objectives. Identify the talent that need for the improvement of business. Emergency responder activities: Work with different situation. Instant respond for current needs. Instant respond for the managers problematic issues. Respond for the employee and manager needs. Employee relationship activities: Sort out the employee competition issues under organisational environment. Handling the conflicts between the employees. Handling the conflicts between the managers. Skills participate for the organisational changes. Solve the political problems for the business development plans.

Analysis of Montana 1948 by Larry Watson Essay -- Montana 1948 Larry W

Analysis of Montana 1948 by Larry Watson In Montana, the summer of 1948 held a series of tragic events which were to have a permanent and decisive impact on David and his parents. This chain of events were to turn David’s young life and that of his family upside down forever and which was to so angrily lead him out of childhood, destroying his innocence and youthful naivety in the process. However, David’s shocking revelations lead to his painful gaining of wisdom. When David’s story begins, we learn that his life is a stable and happy one, and his present family are close and loving. It is this very stability though, combined with the respect in which the much loved and admired Frank is held by both the townspeople and David, that make the events which occur suddenly and with increas...

Research Methods Essay

Methodology One of the primary ways in which marketing is defined is in terms of its difference from the so-called ‘pure sciences’ such as physics, chemistry, biology etc. Its use of theory and methodology is, therefore, closely related to this distinction. Academics of marketing often emphasize what too many of us are utterly obvious, that there is no certainty in the study of marketing sciences. This is because marketing not only deals with fiscal variables but also it deals with humanity, which is inherently transient. Taking this element of transience into consideration marketing scientists has to use not just quantitative but also qualitative methods of study. For this study of Establishing Islamic Fund to issue Islamic Bonds for Infrastructure Projects both the methods would be used. A Qualitative method of study differs from the usual quantitative methods (used in the study of pure sciences) in the sense that it tends to be far more subjective. This is in sharp contrast to the methods used in pure sciences which are exclusively objective. The research methods for marketing are a combination of both quantitative and qualitative methods. Being open to qualitative methods of study also allows social scientists to incorporate non-quantitative data (i. e. non-numerical data, such as words, images, gestures, impressions etc. ) in their study. Since human beings tend to operate in terms of such data and not in terms of the finance used in ordinary sciences this broader outlook is far more applicable in the study of social sciences. In keeping with the methodology employed in marketing researches the theories too are formulated and used keeping in mind that they aren’t necessarily applicable to all conditions. Be it psychology, history, political science or economics human events are most likely to influence the rules which define the basic theories of a marketing subject. Success in the field of marketing researches can therefore be achieved if and only if it is understood that the subject has no space or opportunity for water-tight methodologies or theories. It can always be stated that Qualitative research is a process that includes interpretative paradigm under the measures of theoretical assumptions and the entire approach is based on sustainability that is depended on people’s experience in terms of communication. It can also be mentioned that the total approach is based on the fact that reality is created on the social formulations. It can also be mentioned that the basic target of qualitative research is instrumented towards social context under normal circumstances where it would be possible to interpret, decode and describe the significances of a phenomenon. The entire process is operational under the parameter of interpretative paradigm that can minimize illusion and share subjectivity under contextualization, authenticity and complexity of the investigation. The basic advantages of qualitative measures are multifold. Firstly, it presents a completely realistic approach that the statistical analysis and numerical data used in research based on quantitative research cannot provide. Another advantage of qualitative measures is that it is more flexible in nature in terms of collected information interpretation, subsequent analysis and data collection. It also presents a holistic point of view of the investigation. Furthermore this approach of research allows the subjects to be comfortable thus be more accurate as research is carried on in accordance to the subject’s own terms. The best statistical method would be to interview long well formulated day to day working procedure at a specific and well selected location and in this case it would be the three selected events mentioned. Throughout the procedure, it should be noticed whether there are specific variables within the testable population or not. These variables would be extremely important while evaluating the basic data in the final stages where the adjustments would be made to the formulated data in accordance to the observations. However, it is important to completely take into account the aspects of fundamental variables of an individual such as ethnicity, religious belief or positive support from the sales structure of the management and individual. It is necessary to design a new experiment that test the statistical method. For the purpose it is necessary to collect a complete data of the site that would include different religion, ethnicity or gender. An open meeting with potential customers of the Islamic fund and bond would be very relevant in this context but only the upper income limits should be taken into account in the initial stages. This is because only upper sections are the groups that are most likely to be present at the upper grade cosmetics. The mixed gender of male and female potential customers could well be excluded as that would complicate matters in the context of gender variable juxtaposed with other pre mentioned variables but considering other dependable factors sustaining it would yield to be fruitful in the long run. Data would be collected in relation to the gender, colour, and religion of the potential customers in respect to the composition of the management under the same parameters. Furthermore, the favourable conditions in the context of experienced customer response would also be accounted. All these variables are considered as very relevant and important features of the statistical method and it is to be seen if these aspects are fundamentally acceptable in practical world and it could well be mentioned that service, especially Islamic fund and bond, are a very relevant manifestation of the social dimensions. As a result if the test is carried out in a proper manner with proper calculations of the population involved then there is no reason that the results would be both logical and true at the end consideration. In accordance to the basic test selected it could be stated that it could be possible that the outcome would be relatively logical in the sense that it would ultimately follow the trends of social facilitation theory in marketing and thus it would be agreeable with the statistical method and thus a well formulated marketing strategy can be constructed for the benefit of the strategies of the Islamic fund and bond. However, it should be stated that there would be few independent variables in the context of the test that could not be explained by the statistical method statements. Here the ethical consideration of the potential customers or the ethnic background of the potential customers may not be a very relevant factor. Thus there could be some flaws to the collection of the population but if these aspects are kept in mind then the shortcomings would easily be negotiated during the ultimate computations. As a result the test would appear to be a full proofed measure that would be able to define and prove the fundamental aspects and statistical method applied. However it could be stated that the most basic distinction is between a quantitative or qualitative evaluation. In a quantitative evaluation, the purpose is to come up with some objective metric of human performance that can be used to compare interaction phenomena. This can be contrasted with a qualitative evaluation, in which the purpose is to derive deeper understanding of the human interaction experience. A typical example of a quantitative evaluation is the empirical user study, a controlled experiment in which some hypothesis about interaction is tested through direct measurement. A typical example of a qualitative evaluation is an open-ended interview with relevant users. As a result this method would be used widely. As descriptions of statistical methods that will be used it could be stated that in order to isolate the results for this particular study, only a survey questionnaire done would have been utilized. These questionnaires would be delivered to potential customers and retailers along with the administrators of the events. The results were divided into these same categories to ensure validity and reliability. General information in regard to identifiers was utilized in order to ensure that there would be no bias. This information provided the researcher with a more clarified view of perceptions in regard to the possibility and impact of economic, social and market penetration in the Islamic fund and bond strategy analysis of their successes and failures of their strategy. The objective in this study was to see the possible effect of the Islamic fund and bond strategy analysis of their successes and failures of their strategy. The study would in fact be balanced in its validity and reliability by results in questionnaires delivered. The objective would be to discover whether a prior knowledge of management of market segmentation would be beneficial or detrimental toward the company and their understanding of the use of strategies as marketing tools. Data would be gained from a specific area for ease of accessibility and for targeted accuracy lending reliability and validity to the research process. The variables involved would also include age groups, amount of education, and understanding of security needs and responsibility. Other variables may be inclusive of the economic standings of the potential customers of the Islamic fund and bond along with the same standings for the customers at the edge of the market segment interviewed. A third series of variables includes the types of studies that are managed and the cultural background of the customers at each of these areas. The research paradigm considered by the researcher in regard to this work included the consideration of groups and how strategically developed planning would target them. These considerations included in management and how the different respondents would in fact classify usage of event goers. The data for this work was managed through a single questionnaire handed out to potential customers and current customers of the Islamic fund and bond. The researcher utilized gender identifiers and numbers or letters to separate each questionnaire for validity and reliability of results and to ensure bias reductions. The questionnaire is located in the Appendix section for understanding of the questions. Each question had either a yes or a no answer or followed positive or negative reactions to certain questions. The process to deliver and collect these questionnaires would be spanned around approximately two weeks. The data sampling would be randomly managed utilizing stratified means with thirty-seven questionnaires completed by both male and female potential customers. The choice to use potential and existing customers alone in this research was made for three reasons. First, it was far simpler to have access to customers in regard to the researcher’s availability. Second, the focus itself is on customers’ attitudes and understanding of the gadget. Third, the quantification of such information allows the researcher to gain a broader perspective on how customers observe and realize the validity and reliability of information received from a variety of sources and how they apply it to daily life in terms of events. It should be noted that reliability for the researcher was achieved in the assurance that only a specified group of men and women were utilized in regard to the research. That group was focused mostly on customers and retails along with administrative personnel. This gave the research a more focused view of the research goal. The validity was managed as a result of this focus and emphasized in the considerations involved in the data collection, variables, and sampling methods. Privacy and confidentiality methods included assigning numeric and alphabetic coding to each responding questionnaire. This ensured anonymity in regard to the researcher and the subjects of the research process. Thus the most important objective of the interviews regarding this study concerning the market segment of the Islamic fund and bond would be building an impact regarding the profitability of this market for the stakeholder. As a result the study would feature qualitative interviews of personnel and personalities that are well known to the arena of marketing and a huge amount of potential customers who would provide complete views of their needs through as series of open and close ended questions. The interviews and questioners would certainly include the Administrators, Managers, marketing experts and Scholar, senior managers and obviously the potential customers of the Islamic fund and bond. The involvement of the administrators is a logical conclusion as this is the main stronghold that would be able to render the impetus of the market with his valued opinions. It should be noted that the interviews of the organization managers would be very helpful as they are the personnel who directly understand the ground reality of the nature and feasibility of the game plans established in the market segments of the Islamic fund and bond Strategies. Marketing and cosmetic industry management scholars and experts are also important for the basic strategy development these are the people who would be able to provide the theoretical framework of entire project. Interviews of the senior administrators, Journalists and retailer are very important because not only these people are well respected and their words highly valued, these are the people who are able to influence the structure of the Islamic fund and bond Strategies with their experience and insights. Lastly, interview would also be taken of experienced and potential consumers because they are the key objective of the entire scenario and these are the people who would actually present the objective of the market and would be instrumental directly to make the market worth venturing. To sum it up it should be mentioned that the methodology will involve client interviews, client’s strategic customer interview, event records, secondary research through the Internet and university database, it will also use strategic analysis tools for development of the marketing plan. In this context it should also be mentioned that the purpose of the project is formulated in a mutually beneficial way such that from an academic perspective there would be a huge gain in the context of valuable experience, and simultaneously add value by providing insights as well as a fresh & objective outlook on any matter relevant to the organization. Method of Analysis Information from the interviews will be classified into meaningful categories, which can be derived from the objectives and the literature. In using this categorisation approach, the data can be ordered and summarised according to the topic areas discussed and the depth of information attained. This could be done by establishing a suitable matrix and entering the data into the appropriate cells. However, it is essential to ensure that the categories devised are a coherent set so that the analytical framework is well structured and allows for effective analysis. This approach will allow the researcher to identify the most prevalent opinions and viewpoints as well as identifying polarised opinions. The analysis will help to draw out key themes and relationships, which will hopefully establish meaning in the data set. The key themes from the two types of interviewees can often be compared and contrasted in an attempt to create a clearer understanding of meaning. Lamb suggests that when existing theory has been used to formulate objectives, the theoretical propositions that enabled the researcher do this can also be used as a framework to help organise the data analysis. A clear theoretical framework was not used to establish the research question, although the objectives do acknowledge the relevant theory, so it is possible to use some theoretical framework to assist in the data analysis. The secondary data analysis will be used to support and augment the primary data. Analysis and Findings Analysis of information in regard to research managed by the researcher must include complete and full understanding of the questionnaire. This understanding focuses in the use of the questionnaire created specifically for this process. It is the considerations realized within the questionnaires, no matter their simplicity, that will focus considerations in later chapters of this work. Within this section of Analysis and Findings there will be measurement of all responses in regard to the questionnaire. Analysis strategy included a full series of statistical diagrams of all information collected including positive and negative responses, gender variations and marital status. This strategy provided the researcher with a wider spread for the conclusions that became evident in regard to the researcher’s focus. This information was broken down into specific charts for the benefit of visual context. The visual context provided insight in regard to perceptions of credit use and considerations by collegiate consumers in regard to financial planning and execution. These perceptions and considerations provide the researcher with evidence to support the hypothesis made in that there would in fact be adverse affects in the abuse of credit and that the use of credit, if not held in check, could in fact have auxiliary outside influence on other portions of daily life for collegiate students and perhaps for those outside the realm of collegiate studies. The researcher held awareness of the potential for study in regard to Islamic fund and bonds and their use or abuse through many methods. Those methods include observation, interaction and extensive research. The awareness of the media discussions of credit usage amongst collegiate level men and women and the similar studies within this idea would in fact have influenced the choice made. The choice of analyzing how students amongst this particular collegiate population would in fact consider their credit use and knowledge allows for a singular perspective isolated from the more broadly painted view including financial advisors, professors, parents and more. The focus itself was on the students and how they absorbed this information from the various resources available before applying it to their personal financial decisions. Overall, the respondents to the questionnaires provided insight in regard to how many individuals are learning more and more about financial management. This also provides insight in regard to some steps financial entities including banks and Islamic fund and bond issuers might consider in regard to further educating the general public, starting at the younger ages including collegiate level students and providing access to learning materials in this regard. The concern for this researcher would in fact be the lack of true knowledge in regard to Islamic fund and bond debt and its downfalls. The fact that there is much higher usage of Islamic fund and bonds and other forms of credits now than in years past causes more concern in regard to how to manage that growth of Islamic fund and bond debt in future endeavours. Limitations However, it should be mentioned there are certain limitations of the study. A number of people (usually senior administrators) may also insist that the consumers have no contribution to the issue. Many of them may think that consumers come into the working formulation only during the advertising scenario and never in the development plan of the marketing procedure. As a result they do not use the requisite strategic management techniques or adaptive methods that need to be exercised while developing a study such as this. However, it creates a void in the test as this limitation can be overcome by taking the subject into better mode of confidence. However, at the same time, it should also be noted that there are certain limitations regarding the methodology of the interview aspect. It could be mentioned that past history has shown that it is not always people revealing a context in a survey or interview holds much truth in the long run in general sense. This is one variable that is able to corrupt any well formulated strategically set formulations. But this again is a possibility and not the general rule. At any case it should be noted that all steps would be taken with utmost care so that such variables are not allowed to upset the basic test of market segmentation beyond a certain permissible limit. If all these parameters are well implemented there could be no reason why a long term strategy for operation in a full length marketing penetration and procedure cannot be established. Conclusion The understanding of this information gathered is proven in the statistics within the questionnaires that were completed and submitted. The research found that all respondents understood the material being requested and filled the questionnaires accordingly in timely fashion. This information was then examined thoroughly for consistency and validity. The researcher now understands that there is a great deal of diversity in the understanding of financial matters based on how those financial matters are taught to individuals whether through personal research, a parent, a bank representative, friends or other family members. The number of participants who pursued avenues toward understanding was surprising to the researcher in that there were far more to ask advice and to heed initial learning methods in regard to financial stability and concerns. The majority of respondents claim to have been taught financial management by a parent. Twenty-six respondents gave this as their response. Twelve also claimed that a professor had been beneficial in their learning. Bank representatives comprised eleven responses to the inquiry and six employers. The numerous choices for other methods of learning financial management included one grandparent, five respondents claimed their friends, two said internet resources, and one said society while two would actually work in the field. The diverse, yet incredibly stratified methods for learning and understanding financial management provide the researcher with interesting insights on how well these financial management methods are learned. Of the thirty-seven respondents to the questionnaire, the majority, including twenty-six respondents stated that they did inquire as to advice prior to application toward credit. This is intriguing to the researcher as it proves that students are understanding more and more in regard to their financial stature. Regarding whether positive or negative effects are seen or felt in regard to credit, most respondents claimed positive effects were seen. That number included twenty-one respondents with sixteen claiming there were more negatives than positives. When asked whether the students felt targeted by credit advertisers, the overwhelming response was yes with twenty-five respondents stating this. The remaining twelve said they didn’t feel targeted. The respondents overwhelmingly responded positively toward the need of courses on financial management. When asked if credit issuers were doing enough to educate consumers, the response was negative for the majority of respondents. When asked whether college campuses should provide financial planning assistance and credit understanding for students, the overwhelming majority of thirty-six to one said yes. The same response came in regard to having financial managers from banks and other financial institutions working with the college campuses for educational purposes in regard to use and abuse of Islamic fund and bonds and other forms of credit. Factors that manage approval of studies such as this one in regard to Islamic fund and bond use and abuse on college or university campuses would include the verifiable reports of credit usage by agencies including credit issuers, banks and debt management corporations. The rise in bankruptcies and such provide a very thorough glance into the behaviour of consumers and how that behaviour in the use of credit is affected by their ready knowledge of credit facts and figures. The researcher finds that the hypotheses made in the progression of the research would indeed have been validated through responses from the selected population. This further approves the necessity for further study and research into methods toward equilibrium in the use of credit. References Asif, M A L; Islamic Banking and Financial Institutions: The Progress and Probability; Book Resonance; 2005, 337, paragraph 3Iqbal, D; Birth of Islamic Banking; Part II; HDT Ltd. 1999, 33, 5-7 Syyed, S; Thinking and Acting in Islamic Finance Market; ABP Ltd, 2001, 98, 1 Zia-ud-din, Md. A; The Market Strategy; Large Alliance Publishers; 2004, 229, 4-8 Csermely, P; (April 28, 2006); Weak Links: Stabilizers of Complex Systems from Proteins to Financial Networks; SamsiReza Trust Allison, PD; (Nov 1, 1984); Financial Industry History Analysis: Regression for Longitudinal Event Data; SamsiReza Trust Mortimer, Jeylan T. & Shanahan, Michael J; (May 30, 2006); Handbook of the Life Course; Peterson Works. 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Red Cabbage Juice Makes an Egg White Turn Green

Red Cabbage Juice Makes an Egg White Turn Green Red cabbage juice contains a natural pH indicator that changes color from purple to green under basic (alkaline) conditions. You can use this reaction to make a fried green egg. This a great chemistry project for St. Patricks Day (March 17th) or to make green eggs and ham for Dr. Seusss birthday (March 2nd). Or, you can just make green eggs to gross out your family. Its all good. Green Egg Materials You only need two basic ingredients for this easy food science project: eggred (purple) cabbage Prepare the Red Cabbage pH Indicator There are several ways you can prepare red cabbage juice for use as a pH indicator. Heres what I did: Coarsely chop about a half cup of red cabbage.Microwave the cabbage until it is soft. This took me about 4 minutes.Allow the cabbage to cool. You may wish to set it in a refrigerator to speed things up.Wrap the cabbage in a coffee filter or paper towel and squeeze the cabbage. Collect the juice in a cup.You can refrigerate or freeze leftover juice for later experiments. Fry a Green Egg Spray a pan with cooking spray. Heat the pan over medium-high heat.Crack an egg and separate the egg white from the yolk. Set the yolk aside.In a small bowl, mix the egg white with a small amount of red cabbage juice. Did you see the color change? If you mix the egg white and red cabbage juice thoroughly then the white of the fried egg will be uniformly green. If you only lightly mix the ingredients you will end up with a green egg that has white splotches. Yummy!Add the egg white mixture to the hot pan. Set the egg yolk in the middle of the egg. Fry it and eat it like you would any other egg. Note the cabbage does flavor the egg. Its not necessarily bad, just not what you expect eggs to taste like. How It Works The pigments in red cabbage are called anthocyanins. Anthocyanins change color in response to changes in acidity or pH. Red cabbage juice is purplish-red under acidic conditions, but changes to a blue-green color under alkaline conditions. Egg whites are alkaline (pH ~9) so when you mix the red cabbage juice into the egg white the pigment changes color. The pH does not change as the egg is cooked so the color is stable. Its also edible, so you can eat the fried green egg! Easy Blue Eggs Green isnt the only color you can get using edible pH indicators. Another option is to use butterfly pea flowers. Steeping the flowers in boiling water produces a deep, vivid blue that is safe to add to any food or drink. While red cabbage juice has a distinctive (some would say unpleasant) flavor, butterfly pea does not have a flavor. You can get a red cabbage at pretty much any grocery store, but youll probably have to go online to find butterfly pea flowers or tea. It is inexpensive and it lasts practically forever. To make blue eggs, simply prepare butterfly pea tea in advance. Mix in a few drops of the tea with the egg white to achieve the desired color. Cook the egg. You can drink or freeze any leftover tea. Butterfly pea flower, like red cabbage juice, contains anthocyanins. The color change is different though. Butterfly pea is blue under neutral to alkaline conditions. It turns purple in very dilute acid and hot pink when more acid is added. More Color Change Food Experiment with other edible pH indicators. Examples of foods that change color in response to pH include beets, blueberries, cherries, grape juice, radishes, and onion. You can choose an ingredient that complements the flavor of the food in just about any color you desire. In most cases, prepare a pH indicator by soaking finely minced plant matter in boiling water until the color is extracted. Pour off the liquid for later use. A handy way to save the liquid for later is to pour it into an ice cube tray and freeze it. For fruits and flowers, consider preparing a simple syrup. Mash or macerate the produce and heat it with sugar solution until it boils. The syrup may be used as-is or mixed in as an ingredient in recipes.